/* ==========================================================================
   Golden Planet Services Inc. — Global Stylesheet
   ========================================================================== */

:root {
  --navy: #0A1F44;
  --gold: #C9A84C;
  --white: #FFFFFF;
  --light: #F5F5F5;

  --navy-rgb: 10, 31, 68;
  --gold-rgb: 201, 168, 76;

  --font-head: 'Playfair Display', Georgia, serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  --container: 1200px;
  --nav-height: 84px;
  --radius: 6px;
  --shadow: 0 10px 30px rgba(10, 31, 68, 0.10);
  --shadow-lg: 0 20px 50px rgba(10, 31, 68, 0.16);
  --transition: 0.3s ease;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html {
  scroll-behavior: smooth;
  background: var(--white);
}
body {
  margin: 0;
  padding: 0;
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: #1c1c1c;
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; overflow-wrap: break-word; word-break: break-word; }
ul { list-style: none; margin: 0; padding: 0; }
button { font-family: inherit; cursor: pointer; }
input, select, textarea { font-family: inherit; font-size: 1rem; }

h1, h2, h3, h4 {
  font-family: var(--font-head);
  color: var(--navy);
  font-weight: 800;
  line-height: 1.2;
  margin: 0 0 1rem;
}
h1 { font-size: clamp(2.2rem, 4.2vw, 3.4rem); font-weight: 800; }
h2 { font-size: clamp(1.8rem, 3vw, 2.5rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); }
p { margin: 0 0 1rem; }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.bg-light { background: var(--light); }
.bg-white { background: var(--white); }
.bg-navy { background: var(--navy); color: var(--white); }
.bg-navy h1, .bg-navy h2, .bg-navy h3 { color: var(--white); }

.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-size: 0.78rem;
  color: var(--gold);
  margin-bottom: 0.9rem;
}

.section-head { max-width: 760px; margin: 0 auto 3rem; text-align: center; }
.section-head p { color: #4a4a4a; font-size: 1.05rem; }

.text-center { text-align: center; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.95rem 2rem;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.98rem;
  letter-spacing: 0.02em;
  border: 2px solid transparent;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition), color var(--transition), border-color var(--transition);
  text-align: center;
}
.btn-gold {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}
.btn-gold:hover { background: #b8963e; border-color: #b8963e; transform: translateY(-2px); box-shadow: var(--shadow); }

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}
.btn-outline-white:hover { background: var(--white); color: var(--navy); transform: translateY(-2px); }

.btn-navy {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}
.btn-navy:hover { background: #132a56; transform: translateY(-2px); box-shadow: var(--shadow); }

.btn-outline-navy {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-outline-navy:hover { background: var(--navy); color: var(--white); }

.btn-row { display: flex; flex-wrap: wrap; gap: 1rem; }

/* ---------- Navbar ---------- */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--navy);
  height: var(--nav-height);
  display: flex;
  align-items: center;
  box-shadow: 0 2px 14px rgba(0,0,0,0.18);
}
.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}
.nav-logo { display: flex; align-items: center; gap: 0.7rem; flex-shrink: 0; }
.nav-logo img { height: 60px; width: auto; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 2.1rem;
  font-family: var(--font-body);
}
.nav-links a {
  color: var(--white);
  font-weight: 600;
  font-size: 0.95rem;
  position: relative;
  padding: 6px 0;
  transition: color var(--transition);
}
.nav-links a::after {
  content: '';
  position: absolute;
  left: 0; bottom: 0;
  width: 0; height: 2px;
  background: var(--gold);
  transition: width var(--transition);
}
.nav-links a:hover, .nav-links a.active { color: var(--gold); }
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }

.nav-cta { display: flex; align-items: center; gap: 1.5rem; }
.nav-cta .btn { padding: 0.7rem 1.5rem; font-size: 0.9rem; }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  padding: 8px;
}
.nav-toggle span { width: 26px; height: 2px; background: var(--white); transition: var(--transition); }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background: var(--navy);
  color: var(--white);
  padding: 140px 0 110px;
  overflow: hidden;
}
.hero-split {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 3rem;
  align-items: center;
}
.hero-logo { height: 90px; width: auto; margin-bottom: 2rem; }
.hero h1 { color: var(--gold); margin-bottom: 1.2rem; }
.hero .subhead { font-size: 1.2rem; color: var(--white); opacity: 0.92; max-width: 540px; margin-bottom: 2.2rem; }
.hero-media {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 3;
}
.hero-media img { width: 100%; height: 100%; object-fit: cover; }
.hero-media::after {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(10,31,68,0.05), rgba(10,31,68,0.35));
}

.hero-bg-photo {
  position: relative;
  background-size: cover;
  background-position: center;
  padding: 120px 0 90px;
}
.hero-bg-photo::before {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(10,31,68,0.86), rgba(10,31,68,0.92));
}
.hero-bg-photo .container { position: relative; z-index: 1; }
.hero-bg-photo h1 { color: var(--white); }
.hero-bg-photo .eyebrow { color: var(--gold); }
.hero-bg-photo .subhead { color: var(--white); opacity: 0.92; }

/* ---------- Badge ---------- */
.badge-strip {
  background: var(--light);
  border-top: 1px solid #e6e6e6;
  border-bottom: 1px solid #e6e6e6;
  padding: 28px 0;
}
.badge-strip .container { display: flex; align-items: center; justify-content: center; gap: 14px; flex-wrap: wrap; text-align: center; }
.badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--white);
  border: 1px solid rgba(var(--gold-rgb), 0.5);
  color: var(--navy);
  font-weight: 700;
  font-size: 0.92rem;
  padding: 12px 22px;
  border-radius: 40px;
  box-shadow: var(--shadow);
}
.badge-pill svg { flex-shrink: 0; }

/* ---------- Cards ---------- */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 2rem; }
.grid-5 { display: grid; grid-template-columns: repeat(5, 1fr); gap: 1.4rem; }

.pillar-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2.6rem 2.2rem;
  box-shadow: var(--shadow);
  border-top: 4px solid var(--gold);
  transition: transform var(--transition), box-shadow var(--transition);
}
.pillar-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.pillar-icon {
  width: 60px; height: 60px;
  border-radius: 50%;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1.4rem;
}
.pillar-icon svg { width: 28px; height: 28px; stroke: var(--gold); }
.pillar-card h3 { margin-bottom: 0.7rem; }
.pillar-card p { color: #4a4a4a; margin-bottom: 1.2rem; }
.link-gold {
  color: var(--gold);
  font-weight: 700;
  font-size: 0.92rem;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap var(--transition);
}
.link-gold:hover { gap: 10px; color: #b8963e; }

.value-card {
  text-align: center;
  padding: 2rem 1.4rem;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  transition: transform var(--transition);
}
.value-card.active { background: var(--navy); color: var(--white); }
.value-card.active h4 { color: var(--white); }
.value-card:hover { transform: translateY(-5px); }
.value-card .icon-circle {
  width: 56px; height: 56px; border-radius: 50%;
  background: var(--light);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 1rem;
}
.value-card.active .icon-circle { background: rgba(255,255,255,0.12); }
.value-card .icon-circle svg { width: 26px; height: 26px; stroke: var(--navy); }
.value-card.active .icon-circle svg { stroke: var(--gold); }
.value-card h4 { font-family: var(--font-head); color: var(--navy); font-size: 1.05rem; margin-bottom: 0.4rem; }
.value-card p { font-size: 0.9rem; color: #555; margin: 0; }
.value-card.active p { color: rgba(255,255,255,0.85); }

/* ---------- Why / Benefits list ---------- */
.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 1rem;
  font-size: 1rem;
  color: #333;
}
.check-list li svg { flex-shrink: 0; margin-top: 3px; stroke: var(--gold); }

.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2.4rem; }
.why-item { text-align: center; padding: 1rem; }
.why-item .num {
  font-family: var(--font-head);
  font-size: 2.6rem;
  font-weight: 800;
  color: var(--gold);
  margin-bottom: 0.4rem;
}
.why-icon {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.1rem;
}
.why-icon svg { width: 28px; height: 28px; stroke: var(--gold); }
.why-item h3 { margin-bottom: 0.6rem; }
.why-item p { color: #4a4a4a; }

/* ---------- Media + text split ---------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3.5rem;
  align-items: center;
}
.split img { border-radius: var(--radius); box-shadow: var(--shadow); width: 100%; height: 100%; object-fit: cover; aspect-ratio: 4/3; }
.split.reverse .split-media { order: 2; }
.split.reverse .split-text { order: 1; }

/* ---------- CTA banner ---------- */
.cta-banner {
  background: var(--navy);
  color: var(--white);
  padding: 80px 0;
  text-align: center;
  position: relative;
  background-size: cover;
  background-position: center;
}
.cta-banner::before {
  content: '';
  position: absolute; inset: 0;
  background: rgba(10,31,68,0.88);
}
.cta-banner .container { position: relative; z-index: 1; }
.cta-banner h2 { color: var(--white); max-width: 640px; margin: 0 auto 1.8rem; }

/* ---------- Partner block ---------- */
.partner-block {
  background: var(--white);
  border: 1px solid #e6e6e6;
  border-radius: var(--radius);
  padding: 2.4rem;
  box-shadow: var(--shadow);
  text-align: center;
  max-width: 720px;
  margin: 0 auto;
}
.partner-block .eyebrow { display: block; margin-bottom: 0.5rem; }
.partner-block a.gold-link { color: var(--gold); font-weight: 700; }
.partner-block a.gold-link:hover { text-decoration: underline; }

/* ---------- Process steps ---------- */
.process-flow {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 1.2rem;
  margin: 2.8rem 0;
}
.process-step {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.6rem 1.1rem;
  text-align: center;
  box-shadow: var(--shadow);
  position: relative;
}
.process-step .step-num {
  width: 34px; height: 34px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-family: var(--font-head);
  font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 0.9rem;
  font-size: 0.95rem;
}
.process-step p { font-size: 0.85rem; font-weight: 600; color: var(--navy); margin: 0; }

/* ---------- Pillar sections (services page) ---------- */
.pillar-section { padding: 100px 0; }
.pillar-section:nth-child(even) { background: var(--light); }
.pillar-heading { max-width: 820px; margin-bottom: 2.4rem; }
.pillar-heading .eyebrow { color: var(--gold); }
.service-list { display: grid; grid-template-columns: 1fr 1fr; gap: 0.9rem 2rem; margin: 2rem 0 2.6rem; }
.service-list li {
  display: flex; align-items: flex-start; gap: 10px;
  padding: 0.9rem 1.1rem;
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid #eee;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--navy);
}
.pillar-section:nth-child(even) .service-list li { border-color: #e2e2e2; }
.service-list li svg { stroke: var(--gold); flex-shrink: 0; margin-top: 3px; }

.meta-row { display: flex; gap: 2rem; flex-wrap: wrap; margin-bottom: 2rem; }
.meta-pill {
  background: var(--navy);
  color: var(--white);
  padding: 0.7rem 1.3rem;
  border-radius: 40px;
  font-size: 0.88rem;
  font-weight: 700;
}
.meta-pill span { color: var(--gold); }

/* ---------- Steps (How We Work) ---------- */
.steps-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 2rem; }
.step-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2.2rem 1.8rem;
  box-shadow: var(--shadow);
  position: relative;
}
.step-card .step-index {
  font-family: var(--font-head);
  font-size: 3rem;
  font-weight: 800;
  color: rgba(var(--gold-rgb), 0.35);
  margin-bottom: 0.6rem;
}
.step-card h3 { margin-bottom: 0.5rem; }
.step-card p { color: #4a4a4a; font-size: 0.95rem; margin: 0; }

.principle-row {
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 2rem;
  padding: 2rem 0;
  border-bottom: 1px solid #e6e6e6;
  align-items: start;
}
.principle-row:last-child { border-bottom: none; }
.principle-row h4 { font-family: var(--font-head); color: var(--gold); font-size: 1.1rem; margin: 0; }
.principle-row p { margin: 0; color: #333; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 3.5rem; }
.form-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2.6rem;
  box-shadow: var(--shadow-lg);
}
.form-row { margin-bottom: 1.4rem; }
.form-row label {
  display: block;
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--navy);
  margin-bottom: 0.5rem;
}
.form-row .req { color: #b3261e; }
.form-row input,
.form-row select,
.form-row textarea {
  width: 100%;
  padding: 0.85rem 1rem;
  border: 1.5px solid #dcdcdc;
  border-radius: var(--radius);
  background: var(--white);
  color: #1c1c1c;
  transition: border-color var(--transition);
}
.form-row input:focus,
.form-row select:focus,
.form-row textarea:focus {
  outline: none;
  border-color: var(--gold);
}
.form-row textarea { resize: vertical; min-height: 130px; }
.form-two { display: grid; grid-template-columns: 1fr 1fr; gap: 1.4rem; }

.form-success {
  display: none;
  background: #eef7ee;
  border: 1px solid #b7ddb7;
  color: #245c24;
  padding: 1.1rem 1.3rem;
  border-radius: var(--radius);
  margin-bottom: 1.4rem;
  font-weight: 600;
}
.form-success.show { display: block; }

.info-card {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 2.4rem;
  margin-bottom: 1.6rem;
}
.info-card h3 { color: var(--white); }
.info-row { display: flex; gap: 12px; margin-bottom: 1.1rem; align-items: flex-start; }
.info-row svg { stroke: var(--gold); flex-shrink: 0; margin-top: 3px; }
.info-row a, .info-row span { color: rgba(255,255,255,0.9); font-size: 0.96rem; }
.info-row a:hover { color: var(--gold); }

.map-box {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  aspect-ratio: 16/10;
  border: 1px solid #e2e2e2;
}
.map-box iframe { width: 100%; height: 100%; border: 0; }

/* ---------- Legal ---------- */
.legal-section { padding: 3rem 0; border-bottom: 1px solid #e6e6e6; }
.legal-section:last-of-type { border-bottom: none; }
.legal-section h2 { margin-bottom: 1.2rem; }
.legal-section h3 { margin-top: 1.6rem; }
.legal-section p, .legal-section li { color: #333; }
.legal-section ul { padding-left: 1.4rem; list-style: disc; margin-bottom: 1rem; }
.legal-section li { margin-bottom: 0.5rem; }
.disclaimer-box {
  background: var(--light);
  border-left: 4px solid var(--gold);
  padding: 1.8rem 2rem;
  border-radius: 0 var(--radius) var(--radius) 0;
  font-weight: 600;
  color: var(--navy);
  margin: 1.5rem 0;
}
.corp-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 1rem;
}
.corp-table td {
  padding: 0.9rem 1rem;
  border-bottom: 1px solid #e6e6e6;
  font-size: 0.95rem;
}
.corp-table td:first-child { font-weight: 700; color: var(--navy); width: 40%; }

.legal-toc {
  display: flex;
  gap: 1.5rem;
  flex-wrap: wrap;
  margin-bottom: 1rem;
}
.legal-toc a {
  font-weight: 700;
  color: var(--navy);
  font-size: 0.9rem;
  padding: 0.5rem 1rem;
  background: var(--light);
  border-radius: 30px;
}
.legal-toc a:hover { background: var(--gold); color: var(--navy); }

/* ---------- Founder ---------- */
.founder-wrap {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 3rem;
  align-items: start;
}
.founder-photo-placeholder {
  aspect-ratio: 4/5;
  border-radius: var(--radius);
  background: linear-gradient(155deg, var(--navy), #16305e);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  box-shadow: var(--shadow-lg);
  border: 2px solid var(--gold);
  text-align: center;
  padding: 1.5rem;
}
.founder-photo-placeholder .initials {
  font-family: var(--font-head);
  font-size: 3.4rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 0.6rem;
}
.founder-photo-placeholder span { font-size: 0.78rem; letter-spacing: 0.06em; text-transform: uppercase; font-weight: 700; }
.founder-name { margin-bottom: 0.2rem; }
.founder-title { color: var(--gold); font-weight: 700; margin-bottom: 1.2rem; display: block; }

/* ---------- Footer ---------- */
.footer {
  background: var(--navy);
  color: rgba(255,255,255,0.85);
  padding: 72px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1.3fr;
  gap: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.footer-logo { display: flex; align-items: center; gap: 0.7rem; margin-bottom: 1.2rem; }
.footer-logo img { height: 64px; }
.footer p { font-size: 0.92rem; }
.footer h4 { color: var(--white); font-family: var(--font-head); font-size: 1.05rem; margin-bottom: 1.2rem; }
.footer-links li { margin-bottom: 0.8rem; }
.footer-links a { font-size: 0.92rem; transition: color var(--transition); }
.footer-links a:hover { color: var(--gold); }
.footer-contact li { margin-bottom: 0.9rem; font-size: 0.92rem; display: flex; gap: 10px; align-items: flex-start; }
.footer-contact svg { stroke: var(--gold); flex-shrink: 0; margin-top: 3px; }
.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  padding-top: 1.8rem;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
}
.social-icons { display: flex; gap: 0.8rem; }
.social-icons a {
  width: 38px; height: 38px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.25);
  display: flex; align-items: center; justify-content: center;
  transition: var(--transition);
}
.social-icons a:hover { background: var(--gold); border-color: var(--gold); }
.social-icons svg { width: 16px; height: 16px; stroke: var(--white); }
.social-icons a:hover svg { stroke: var(--navy); }

/* ---------- Fade-in animation ---------- */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.in-view { opacity: 1; transform: translateY(0); }

@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ---------- Grid blowout guard ---------- */
.grid-3 > *, .grid-2 > *, .grid-5 > *, .why-grid > *, .steps-4 > *,
.contact-grid > *, .split > *, .process-flow > *, .service-list > *,
.form-two > * {
  min-width: 0;
}

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .hero-split { grid-template-columns: 1fr; }
  .hero-media { max-width: 480px; }
  .grid-3, .why-grid, .steps-4, .grid-5 { grid-template-columns: repeat(2, 1fr); }
  .process-flow { grid-template-columns: repeat(3, 1fr); }
  .founder-wrap { grid-template-columns: 1fr; }
  .founder-photo-placeholder { max-width: 280px; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 860px) {
  .nav-links, .nav-cta .btn-outline-white { display: none; }
  .nav-toggle { display: flex; }
  .nav-cta { gap: 0; }
  .navbar.open .nav-links {
    display: flex;
    position: absolute;
    top: var(--nav-height);
    left: 0; right: 0;
    background: var(--navy);
    flex-direction: column;
    padding: 1.5rem 24px;
    gap: 1.2rem;
    box-shadow: 0 12px 20px rgba(0,0,0,0.2);
  }
  .split, .split.reverse { grid-template-columns: 1fr; }
  .split.reverse .split-media, .split.reverse .split-text { order: unset; }
  .service-list { grid-template-columns: 1fr; }
  .process-flow { grid-template-columns: repeat(2, 1fr); }
  .principle-row { grid-template-columns: 1fr; gap: 0.6rem; }
}

@media (max-width: 640px) {
  .section { padding: 64px 0; }
  .hero, .hero-bg-photo { padding: 110px 0 70px; }
  .grid-3, .why-grid, .steps-4, .grid-2, .grid-5 { grid-template-columns: 1fr; }
  .process-flow { grid-template-columns: 1fr 1fr; }
  .form-two { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 2.2rem; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .btn-row { flex-direction: column; align-items: stretch; }
  .legal-toc { gap: 0.6rem; }
}